Lawrence helped me to secure my first mortgage loan in the summer of 2011. Concerns about my own inexperience were completely alleviated by working with Lawrence. His expertise in the industry was evident immediately. He patiently answered all of my questions and provided me with valuable insights. Lawrence's commitment to providing a value-added service exceeded all expectations. A couple of months before my purchase was scheduled to close, a competitive financing arrangement had been secured - that did not stop Lawrence from continuing to seek out more attractive arrangements, three times coming back to me with improved arrangements. I do not hesitate to recommend Lawrence's services to anybody who mentions they are seeking a Mortgage Agent.